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Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled “Terminations of Individual Health Policies by Insurance Companies.” The hearing examined the practice of “post-claims underwriting,” which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered. The Committee conducted an investigation into the practice of health insurance rescission, and the results were alarming. Over the past five years, almost 20000 individual insurance policyholders have had their policies rescinded by the three insurance companies who testified today: Assurant, unitedhealth Group, and wellpoint.

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Mad Tv

Was the lack of regulation on financial derivatives the main cause of our economic collapse? Or was it the easy money that Fanny Mae and Freddie Mac were giving out for home mortgages like there was no tomorrow? I would say that it was both, but there were other factors involved as well. The way I see it is that there was overregulation on one hand, Fanny and Freddie, while on the other hand there was under regulation when it came to these derivatives. I believe that this economic crisis we find ourselves in can be laid squarely on the shoulders of our federal government. They were the ones, along with the Feds, who made regulations that provided easy money for the taking, which was the cause of the housing bubble, which would have to collapse eventually, that is why they call it a bubble, because it is unsustainable. I believe it’s good that they are now proposing regulations on these insane casino style derivatives that have no economic value for our country. I just hope that congress does not do what it is famous for, which is to overreact to a problem, and in the process, make it worse. jbranstetter04

Archie comes home from work in a particularly awful mood because he has to make an important decision at work: whether to lay off a minority worker or a white man. His decision to lay off a Puerto Rican leads to an interesting visit to the Bunker household. To compound his stress, Archie learns that his insurance has been canceled when his neighborhood is redlined as a bad risk.—–Season 2

Archie comes home from work in a particularly awful mood because he has to make an important decision at work: whether to lay off a minority worker or a white man. His decision to lay off a Puerto Rican leads to an interesting visit to the Bunker household. To compound his stress, Archie learns that his insurance has been canceled when his neighborhood is redlined as a bad risk.—–Season 2